Is Fetch Legit & Worth It? (My Honest Review!)

According to the USDA, the average family of four spends anywhere from $571 to $1,300 per month on food. That's potentially almost $16,000 per year in food costs!

There's no way around it: groceries are expensive. Plus, this percentage of household spending is unavoidable.

Thankfully, you can use Fetch, a legit rewards app, to each free gift cards for your daily shopping. And after testing out the app, our Fetch review is sharing how it works, its earning potential, and if it's worth it or not.

Want more ways to make and save money? Checkout:

• TurboDebt: Get fast debt relief assistance if you have $10,000+ in debt!
• Rocket Money: An all-in-one budgeting and finance app that helps you save!

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Is Fetch Legit?

Fetch is legit and has a 4.3 star rating on the Google Play Store and 4.8 star rating on the Apple App Store. It's one of the most popular receipt scanning reward apps and has over 17 million members and 5+ million reviews.

Overall, it's a great way to save more money without much effort. And I like that it has 500+ brand partners, making it easy to earn rewards.

I also like using Fetch since you don't have to build a grocery list before shopping to earn or scan barcodes for money. All you have to do is buy products from partner brands and take a photo of your receipt to earn.

Is Fetch Worth It?

Fetch is worth using if you want an easy way to earn rewards by scanning receipts. And it's a great app if you do most of your household's shopping and buy products from popular nationwide brands.

In contrast, Fetch isn't worth using if you don't do much shopping. And it has limited online rewards versus some of the more popular shopping extensions out there.

What Is Fetch?

Fetch, formerly known as Fetch Rewards, is a free rewards app that lets you earn free gift cards in exchange for buying products from partner brands. The app began in 2012, and since then, it's become one of the most popular reward apps with over 17 million members.

If you want to get paid to shop, it's one of the best reward apps out there. And I've been using Fetch alongside apps like Ibotta, Swagbucks, and Drop to save more money for my weekly shopping.

Fetch partners with over 500 popular brands. To earn, all you need to do is buy products from these brands and then scan your receipt to provide proof of purchase.

From there, you can redeem your Fetch points for a wide range of free gift cards. And the app pays you as long as any product from a partner is on your receipt, so it's very easy to earn points with.

💵 Start saving money with Fetch!

How Does Fetch Work?

I've been testing out reward apps ever since my phone farming days in college. And after trying out Fetch, it's a very beginner-friendly app that's easy to use.

All-in-all, Fetch works in four simple steps:

1. Shop at Fetch's partner brands
2. Scan your receipts
3. Earn points
4. Cash out

I'm going to cover how each step works in a bit more detail. And I'm also going to cover some Fetch Rewards hacks and other methods you can use to earn even more points.

1. Shop For Partner Brands

The great thing about Fetch is that you don’t have to shop at a specific store to earn rewards unlike most of the offers on apps like Ibotta or Checkout 51. This is by far the best feature of using Fetch in my experience.

As long as you shop for partner brands and upload a receipt, you earn points. Again, the specific retailer doesn't matter, which is awesome.

Here are a few popular brands that work when shopping with Fetch:

• Betty Crocker
• Cheerios
• Dove
• Godiva
• Jello
• Coors
• Pepsi
• Kraft
• Kleenex
• Lipton
• Starbucks

This is just a small fraction of the brands eligible for earning rewards. You can check out the complete list to see if it lines up with your current shopping list.

And you may have noticed, not all of these brands are necessarily for food. There’s a huge array of options for personal care, magazines, baby products, and more.

This is another advantage of using. You can earn cash back for a wide range of categories, so it's easy to make the most of your spending when using this app.

2. Scan Your Receipts

To earn points with Fetch, you snap a picture of your shopping receipt with the app. This is how you prove that you've purchased products from various partner brands.

You don’t have to carry any coupons, discount codes, or even scan individual items. All you have to do is shop as you normally would, check out with the cashier, and get your receipt.

When you receive your receipt, open the Fetch app and take a photo of it through their scanning technology.

I really like that you don't have to manually check off items from a shopping list or add items you want to buy to earn points. Apps like Drop and Caddle make you do this, but Fetch is way more passive.

You generally earn 25 to 50 points per shopping receipt. But how many points you earn depends on the number of products you buy. Completing sponsored offers or using other tips, which I'm covering below, can also pay more points.

3. Shop For Sponsored Offers

Another way to earn points is to complete sponsored offers. This involves buying specific products from different partners in exchange for even more points.

You don't have to add these items to a shopping list either; as long as they're on your receipt, you get points.

This is another reason I prefer Fetch over Ibotta; it's way more passive and takes less effort to earn rewards.

The offers are displayed in the app if you want to go after them yourself, but just know that you might earn more rewards than you thought just by regularly uploading your receipts.

4. Refer Your Friends

When you refer a friend to download and use Fetch, you both earn 2,000 points.

That’s $2 in free money for helping your friends save money. And the best part is, you can refer as many friends as you want.

The Fetch referral code only gives you $2 to $3 normally. But if you refer enough friends, it can be a great way to earn rewards for minimal effort.

Keep in mind that you need $3 minimum to redeem free gift card rewards, so this referral bonus almost puts you at the cash out limit just like that.

5. Enter Sweepstakes & Contests

Fetch also runs monthly sweepstakes and contests which provide another way to earn even more points.

There are a few sweepstakes that you enter just by shopping between a certain date and time. That's all it takes to be eligible to win.

Monthly sweepstakes also giveaway $1,000 prepaid Visa cards, which is absolutely awesome.

Just be sure to read the terms for each giveaway to see if you can be chosen for a $1,000 Visa Gift Card. The timeline to qualify really matters for your chance to enter, so read the terms for each contest carefully. Plus, Fetch also runs fun contests too, like its Brand Bracket challenges, and plenty of other fun contests.

6. Upload EReceipts

Fetch now lets users earn by connecting their email and Amazon account to redeem electronic emails!

The app won't scan your inbox automatically. However, you can press the eReceipts button in the app to scan your inbox to look for receipts.

Now, this feature doesn't work with every partner brand. However, some notable partners include Walmart, Walgreens, Target, Kohl's, CVS, Food Lion, and Instacart.

Overall, if you want to shop online and earn points, this new eReceipts program is excellent news.

7. Shop With GoodRX

GoodRX helps you save on prescription costs by giving you coupons you can use at pharmacies. Fetch helps you find these deals and coupons and earn bonus points in the process.

This is a newer feature, so be sure to update your Fetch app to the latest version to start using it.

Fetch Gift Cards & Cashing Out

Fetch lets you redeem your points for a variety of free gift cards. Many gift cards require 3,000 points to redeem, which is worth $3.

This is a low cash out requirement in the world of GPT apps. And Fetch has gift cards to many popular retailers like:

• Airbnb
• Amazon
• Chipotle
• CVS
• DoorDash
• Dunkin
• Starbucks
• Target
• Uber Eats
• Walmart

There are hundreds of gift cards available. A lack of PayPal money rewards is a downside, but there's enough gift card variety to find a brand you normally shop at.

Just note that many gift cards have a minimum balance of $5 even though some gift cards, like Amazon, are available for only 3,000 points.

How Much Does Fetch Pay?

Fetch states that “points are awarded based on the final price paid: pre-tax and after all other coupons/discounts/savings are applied.” But as a general rule of thumb, it seems like you earn about one Fetch point for every $0.10 you spend.

However, buying sponsored offers can definitely help speed up the process. According to this Fetch review on Reddit, this user got $100 worth of points by buying sponsored offers, often earning $0.25 to $3 in cash back per receipt.

So, the amount of points you earn is really based on how much you shop, if you shop for partnered brands, and if you take advantage of other ways to earn and sponsored offers.

Let’s assume for a second that you spend $500 on groceries every month. Let’s also assume that half of that cost ($250) is eligible for Fetch and you referred one friend.

With this scenario, you earn 2,500 points plus an additional 2,000 for referring your friend. That equals 4,500 points (or $4.50) that you can use towards a free gift card of your choice.

If that happened every month, you’d earn $54 in gift cards after 1 year. That’s not bad for just having to scan a receipt every time you shop!

Is Fetch Safe?

Fetch is safe and the app doesn't steal credit card information or even require any personal financial information to earn rewards. All it needs is pictures of your shopping receipts to pay you with points.

You should still read its privacy policy, and know that you're basically selling your customer data to get points.

However, Fetch amalgamates data to keep things anonymous. And again, you don't need to share any personal financial information with the app.

Pros & Cons

Pros:

• Fetch is a mostly passive income app since all you have to do is upload photos of receipts
• Excellent gift card variety
• A low 3,000 point minimum redemption requirement
• Multiple ways to earn points with sponsored offers, eReceipts, and GoodRX deals
• The app is user-friendly

Cons:

• Fetch is only available in the United States
• You don't earn many points unless you complete sponsored offers.
• No PayPal money or direct deposit rewards
• Competitor apps like Ibotta or Checkout 51 often have better sign up bonuses

Other Fetch App Reviews

Fetch is one of the most popular rewards apps on the market. Personally, I enjoy using it whenever I'm in the United States, and I think it's the best way to get paid to shop for groceries.

That said, one of the best ways to tell if a money-making app is legit or not is to see what other users have to say about their experiences.

Thankfully, there are plenty of Fetch reviews on websites like Reddit where other users share their feedback:

• earthdogmonster says: “I just look for the featured deals mainly. Sometimes they have some outright free stuff. Sometimes they have some nice stacks with Ibotta, Checkout 51, and Shopkick. Also, if you don’t submit anything for like 2 weeks, sometimes they send an incentive “bonus” for any receipt, usually 250-300 points.”
• Therealabbybob says: “I’ll echo what other posters have said- check the extra point deals. Also it helps if you buy the brands that offer extra points: Unilever, Bimbo, PepsiCo are big ones.”
• elliottbtx says: “Agree with a previous post that said getting deals from manufacturers that offer deals helps. I do a lot of deals at CVS or Walgreens for Unilever products like Dove.”
• Koolkat30625 says: “You get the most points for buying specific products and doing the special offers. About 3 months ago they had a deal where if you spend $90 bucks at jewels grocery store up to 3 times you receive 4000 points per shopping trip. I shopped at jewel's and took advantage of the offer and earned 1200 points which is the equivalent of $12.”

As you can see, these users all say you have to look for featured deals to get the most points. And stacking it with other apps, in-store promotions, and credit card rewards helps you earn more.

This Fetch app review from YouTuber Debt Free Millennials also shares her experience with the app and how she earned after five months:

In her review, Justine explains how going for sponsored offers is the best way to get extra points, although she didn't do this too often.

She also likes how gift card rewards start at just $3. And in five months, Justine earned about 9,400 Fetch points, which is worth $9.40.

This isn't life-changing money. But Justine only uploaded 20-3o receipts, so it's pretty quick money. And again, you earn much more if you go for those featured offers.

The Best Apps Like Fetch

I think Fetch is the best grocery rewards app out there. And I like that it adds new ways to earn points and has plenty of gift card rewards.

That said, there are plenty of apps like Fetch you can use to maximize your points:

• Pogo: An awesome rewards app that pays you with PayPal cash for each purchase.
• Bridge Money: Another great passive earning app.
• Amazon Shopper Panel: Lets you upload receipts to Amazon to get free Amazon gift cards.
• Swagbucks: This site pays you to answer surveys, shop online, watch ads, and upload receipts.
• Receipt Hog: Another receipt scanning app.
• ReceiptPal: Lets you earn PayPal money for uploading shopping receipts.
• Upside: A leading gas rewards app with PayPal and gift card rewards.
• Rakuten: One of my favorite shopping extensions that pays you for shopping at thousands of retailers.
• Frisbee: A new receipt rewards app for Android and iOS.
• CoinOut: A Shark-Tank featured rewards app that also helps you save money.
• ReceiptJar: A similar app that works in North America and Australia.

I also made a YouTube video on some ways to get free gift cards if you want even more ideas to test out.

You won't get rich with any of these apps. But if you use them diligently, I think you can realistically earn $10 to $20 a month without much effort.

Extra Reading – The Best $25 Sign Up Bonuses.

Is Fetch A Scam?

Fetch isn't a scam and lets you earn gift cards by uploading receipts. However, this isn't the highest paying app, and most users can likely earn $3 to $20 a month or so with consistent use.

You can earn more if you complete bonus offers. But don't expect this app to cover all of your groceries.

Do Fetch Points Expire?

Fetch points expire after 90 days of inactivity. Being inactive means not uploading any receipts in the last 90 days. If you just use the app to redeem a gift card or look at offers, that will NOT count as being active.

Be sure to scan at least one receipt every 3 months to keep your points! Receipts also must be uploaded within 14 days of shopping to be eligible for earning points.

Frequently Asked Questions

What Kind of Stores Work with Fetch?

Fetch Rewards states you can submit a receipt from almost any store. Here's a list of eligible stores:

• Grocery stores
• Wholesale clubs
• Pet stores
• Home improvement retailers
• Convenience stores

Gas station receipts also work as long as the receipt is from the register and not from the pump.

How Many Receipts Can You Upload?

Fetch has a limit of 20 receipts per 7 days. You can continue to upload receipts as long as you don’t scan up to the 20 receipt limit.

Example: if you’ve scanned 20 receipts, but 5 of them were on the first day of the week, you’ll be able to continue scanning once that day is no longer included in the last 7 days.

Why Was My Account Deactivated?

Here are reasons your Fetch account can get deactivated:

• You change non-partner items to partner items.
• You create multiple accounts on one phone.
• You create fake accounts to get extra referral points.
• You scan receipts for a business purchase (I didn't know about this one!)

Bottom line: use the app properly and you won't have issues.

How Does Fetch Make Money?

Fetch makes money by receiving small kickbacks from its partner brands for getting customers to buy products from them. It also raised a lot of money over the last few years. For example, it closed $80 million in fundraising in a Series C round in late 2020 according to PR Newswire.

Final Thoughts

I hope this Fetch review helps you make the most out of this popular rewards app.

Personally, I think this app is a nice way to make a quick $5 to $10 each month without much effort. And I also think it's the easiest receipt scanning app to use.

If you do most of the shopping for your household, I think Fetch is worth it. And even if you don't do that much shopping, you can still earn a few free gift cards per year without much effort.

Try out Fetch for IOS or for Android.

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