18 Best $10 Sign Up Bonus Instant Withdraw Offers
If you're anything like me, you love finding a bargain or opportunity to earn free money.
I've been experimenting with these types of money making hustles and hacks ever since I was in college. And over the years, I've been able to earn hundreds of dollars in free gift cards and cash back from various methods.
This is because companies are willing to pay to acquire new users, provided you know where to look. So in this post, I'm covering some of my favorite $10 sign up bonuses that you can use to make some easy, fast cash.
Want more ways to get fast cash? Checkout:
- EarnIn: Borrow up to $750 against an upcoming paycheck to get fast cash!
- ClearOne Advantage: Get qualified debt relief help if you have $15,000+ in credit card debt!
Ways To Get A $10 Sign Up Bonus
1. SoFi
Want to earn passive income and a sweet $300 cash bonus?
Then SoFi is for you! Its checking and savings account is paying up to 4.60% and a $300 bonus with qualifying direct deposits.
Here's how the bonus works:
- $50 Bonus: Requires direct deposits of $1,000 to $4,999.99.
- $300 Bonus: Requires direct deposits of $5,000 or more.
This cash bonus is one of the best in the banking world right now. And you can earn a whopping 4.60% APY if you maintain monthly direct deposits of at least $5,000. Otherwise, the account pays 1.20% APY.
SoFi has a host of other perks too. No monthly account fees, cash-back rewards, 2-day early payday, and no-fee overdraft coverage are just a few examples.
2. Current
Current is a mobile financial technology company that lets you earn up to 4% APY with its savings account on up to $6,000 in deposits. It's fee-free as well, and it also has a rewards debit card to help you spend and save your money more easily.
Right now, Current also has a $50 sign up bonus for new members who open an account with the code WELCOME50.
You also have to set up a qualifying direct deposit of at least $200 within 45 days of opening your account to get the bonus. But this is way better than a free $10 sign up bonus, and qualifying is pretty straightforward.
Plus, you can also make money on autopilot pretty easily by parking some cash in Current's 4% APY savings pods. And the platform also helps members build their credit and get paid up to two days early, which is pretty sweet.
3. Swagbucks
If you're still wondering how to get a $10 free sign up bonus with instant withdrawal, you can always complete another shopping offer through Swagbucks.
Swagbucks is a popular beermoney site that pays you for answering surveys, playing games, shopping online, winning paid trivia games, and more.
I've actually used Swagbucks on and off for years, ever since my phone farming experiment back in college. So, I can confirm that it's a legit platform that pays out.
Swagbucks also pays you $10 if you sign up and spend at least $25 on an eligible online purchase under your “SwagUp” page. You get your bonus within 32 days of completing the purchase.
From there, Swagbucks lets you redeem prizes like free gift cards and PayPal cash. You can also donate to various charities if you prefer.
4. Freecash
Freecash is a free rewards site that lets you earn money with paid surveys, playing games, shopping online, and dozens of other offers.
Signing up just takes 30 seconds and your email. Immediately, new members get entered into a cash giveaway of up to $250, which is pretty sweet.
From there, you can explore dozens of ways to earn. And Freecash also gives out cash bonuses to top members every day and month.
I've already earned $85+ with the site, and it's one of my favorite platforms to use alongside Kashkick and Prime Opinion.
5. Upgrade
Upgrade is paying new members a $200 bonus when they open a Rewards Checking Plus account, making this one of the most lucrative bonuses on this list.
This account doesn't charge an annual fee or monthly maintenance fees. And it lets you earn unlimited 1.5% cash back on purchases.
All you need to do to get the bonus is open your account and complete three debit card transactions within 60 days.
This is a $100+ sign up bonus that’s pretty easy to complete. And if you want to earn whenever you shop, it could be the perfect checking account.
6. Dave
Dave is a cash advance app that can spot you cash between paychecks if you're currently struggling with money. In fact, it spots you up to $500 at a time to help make ends meet.
This isn't the exact same as a sign up bonus app. However, Dave doesn't check your credit, charge interest, or even charge late fees.
If you need $500 quickly, options like Dave can be much better than turning to your credit card or loans. And the app also has a neat side hustle finder to help you find even more income opportunities.
7. Capital One Shopping
Capital One Shopping is one of my favorite shopping extensions. It automatically applies available coupons when you shop online at thousands of stores to help you save, which is pretty neat.
Capital One Shopping sometimes gives new members a $10 bonus as well. And again, the extension is free to download and use.
If you do any shopping online, I definitely recommend giving Capital One Shopping a try!
Try out Capital One Shopping today!
Note: Capital One Shopping compensates us when you sign up with the provided links.
8. Investing Apps
These days, a lot of investing apps and platforms are willing to pay instant withdrawal bonuses if you open and fund an account.
This is an excellent way to jumpstart your portfolio and to begin investing for income. And there are plenty of investing apps and brokers you can get started with, including:
- Stash ($5 bonus)*
- Public (free stock up to $300)
- Robinhood (free stock bonuses)
- Moomoo (up to 10+ free stocks)
Stash is my favorite option if you live in the United States. But in any case, turning to brokerages and investing apps is an excellent way to create passive income and make your money work for you.
9. Rakuten
Rakuten is a popular cash-back shopping extension that pays you for shopping at thousands of different retailers. It's also an extension I've personally used for years, and have earned over $1,000 in cash back.
If you want to get paid to shop, nothing beats Rakuten in my opinion. It lets you earn cash back from so many popular brands, including the likes of Best Buy, Macy's, Lowe's, Target, Walmart, and thousands more.
Rakuten normally has a $10 sign up bonus that pays you for joining the platform and spending at least $10 on a qualifying shopping offer.
But right now, Rakuten is actually paying new users $30 for signing up and spending at least $30, so you can triple the original sign up bonus.
To save money on future shopping trips and to snag a quick $30, Rakuten is a no-brainer. And it pays you quarterly through check or PayPal, so you're earning real cash back.
10. Branded Surveys
If you want a new online side hustle and an easy bonus, then Branded Surveys is for you.
This popular get-paid-to (GPT) website lets you make money by answering surveys, and it's free to sign up if you live in North America or the UK.
And right now, Branded Surveys is giving new customers an instant $1 sign up bonus worth of points. You only need $5 to cash out, and rewards include dozens of free gift cards and PayPal cash.
Branded Surveys is one of the highest paying survey companies out there. So, it's a great time to try it out, and you can earn way more than $10.
Start earning with Branded Surveys!
11. Yotta
If you're feeling lucky and want to potentially win free money, you can try out Yotta, a new banking platform in the United States.
This fee-free account gives you daily tickets the larger your balance. You then use tickets to enter daily cash sweepstakes that pay anywhere from $0.02 to $1 million.
According to Yotta, its average APY works out to approximately 2.70% when you account average winnings. This is much higher than the national average for a savings account, and you could earn even more if you get lucky.
Plus, Yotta is fee-free as long as you have a balance of at least $5. And you can use the code ‘DROP' to get 5,000 free points when you sign up, which could be well over $10 in free cash if you win a daily draw.
12. PayPal
If you and a few friends are willing to work together, then PayPal actually has a very nice instant withdrawal $10 bonus that you can use to earn up to $100!
Here's how it works:
- You invite a friend to join PayPal as a new user
- They spend $5 or more through their account
- You both get $10 in free PayPal money after their purchase
I use PayPal every day to pay freelancers or to get paid for my freelance work or from various blogging affiliate programs, so having an account is useful. And the fact that you can use this bonus up to 10 times is what makes it so lucrative for both you and your friends.
My post on the PayPal referral bonus covers this program in even more detail if you're curious.
13. InboxDollars
Like Swagbucks, another way to work up towards your free $10 sign up bonus is to create an account with InboxDollars.
InboxDollars is a free rewards platform that pays you for completing online microtasks like paid surveys, shopping offers, and by watching videos. And it also has a nice $5 sign up bonus for its new members.
Sites like InboxDollars won't make you rich of course. But it's an easy way to make money online without paying anything. And, InboxDollars recently lowered its cash out requirements to $10 and $15 depending on your prize.
Swagbucks is still a better site in my opinion. But together, you can easily get a 10 dollar sign up bonus between these two sites.
14. Acorns
Acorns is a popular investing and savings app that helps you invest on autopilot by rounding-up purchases and investing the difference. If you need a helping hand with making your money work for you, it's one of the most popular apps out there.
As an investing app, Acorns is also pretty flexible. It offers a range of portfolios of low-fee ETFs to match your goals and risk tolerance.
New customers can also take advantage of Acorns' $10 sign up bonus. Once you create an account, you get a free $10 bonus after investing at least $5.
A $5 investment might seem small, but this could be how you start your own investment portfolio and develop good habits. And the extra $10 can help you hit the ground running a bit faster.
Acorns also runs other promotions throughout the year pretty regularly, so keep an eye out for other ways to snag some free cash.
You can also read my post on how to invest $10 and earn daily for some similar beginner-friendly investing ideas.
Start investing on autopilot with Acorns!
15. Ibotta
Ibotta is a leading reward app that pays you with cash back for buying products from its grocery and everyday essential partners.
If you've ever used apps like Fetch Rewards or Checkout 51 before, Ibotta should feel very familiar. All you have to do is claim sponsored offers for products you want to buy, shop for them, and then upload your receipt to get cash back.
And right now, Ibotta also has a $10 sign up bonus that you can take advantage of. All you have to do is sign up with an Ibotta referral code, complete a shopping offer, and you get a free $10 in your account plus any cash back from the offer.
Here are some Ibotta referral codes to help you get your free $10:
- HCWNHFU
- YMZCNQ
- UXQOUA
- SBHIWHB
- VUYHPOX
Ibotta also has $20 sign up bonus offers occasionally, so check the app to see how much you can earn as a new member.
Extra Reading – Fetch Rewards vs Ibotta – Which App Is Best?
16. BeFrugal
If you like the idea of using Rakuten to earn money while shopping, BeFrugal also has a great bonus you can take advantage of.
BeFrugal is a cash back and coupon platform that helps you save money when shopping online. According to its website, you can earn up to 40% cash back, and the platform works with 4,000+ retailers.
And for its bonus, BeFrugal pays new users $10 when they sign up and earn at least $10 in cash back within one year of opening their account.
Earning $10 in cash back is possible in a shopping offer or two depending on how much you spend. And you can withdraw your funds with direct deposit or PayPal, so it's real cash like Rakuten.
I still prefer using Rakuten or TopCashback over BeFrugal since they have more partners and higher rates. But you might as well take advantage of this free $10 sign up bonus while it's available.
17. Juno
Juno, formerly known as OnJuno, is another popular digital banking platform that makes it easy to spend, save, and invest right from your smartphone.
The app also has a heavy crypto flair, and you can invest in a range of cryptocurrencies and also earn cash-back rewards for spending at your favorite retailers. And, Juno also pays up to 5% APY depending on your account level.
You can also use Juno's $10 sign up bonus in USDC if you open an account and deposit some crypto. And, if you invite someone to the app, you get a $10 referral bonus when they fund their Juno crypto wallet with at least $50.
There's also a $50 sign up bonus on the table if you set up a direct deposit of $250 or more. And if you want a crypto-friendly mobile bank that's low-fee, Juno is certainly worth considering.
18. Venmo
Venmo is another popular payment app that's similar to apps like Cash App and PayPal. And at the time of writing, you can get a free $10 bonus for signing up for a new Venmo account.
Here's how the $10 bonus works:
- Have a friend invite you to join Venmo or using a referral link you find online
- Connect your bank account to your Venmo account
- Add your mobile number to your account
Afterwards, you should get $10 into your Venmo account. You can then invite your friends to keep the chain going!
19. Drop
Drop is a Canadian and American cash back app that pays you with gift cards for shopping at hundreds of retailers.
I've used this app since college to earn cash back. And new members can now enjoy a nice $5 sign up bonus worth of points.
My advice is to stack Drop with similar reward apps like Dosh and Pogo. This way, you can earn as much as possible whenever you shop alongside these bonuses.
And if you want to take this idea even further, you can stack it with passive income apps like MobileXpression to make as much money as possible.
Tips For Getting Your Bonuses
Now that you know some reliable 10 dollar sign up bonuses, here are a few tips I've found are helpful in making sure you actually get paid:
- Read The Terms & Conditions: A sign up bonus usually has some requirement or catch, so it's important to read offer terms carefully. Additionally, there are often terms that can void your sign up bonus if you don't follow them, so be careful.
- Be Careful With Trials: Some bonuses require signing up for a free trial for various services or subscriptions. These can be very lucrative, but remember to cancel your trial before it ends if you don't want to keep it so you don't get charged.
- Have Realistic Expectations: There are lots of flashy bonus offers out there, like a $750 Shein gift card or $750 PayPal cash offer. But these are too good to be true and are scams. So, always trust your instinct, and if something sounds too good to be true, it usually is.
Also, remember to check with companies you currently use to see if they have bonuses. Banks and credit card companies are the perfect example, and you can often find a variety of bonuses for opening new accounts or for trying new products and services.
You can also read my post on sign up bonuses with no deposit requirements for some easier bonuses.
Final Thoughts
I hope this list of $10 sign up bonuses helps you get some quick, free money for signing up so you can treat yourself or boost your savings.
I've been experimenting with free money hacks and different side hustles ever since college. And let me tell you, companies are often willing to pay to get you to try out their products or services.
Just read the terms of any sign up bonus carefully, and you shouldn't have any issues with your earnings.
Want even more fast money-making ideas? Checkout:
Stash: Paid non-client endorsement. Not representative of all clients and not a guarantee. View important disclosures. Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. This information is for educational purposes only and should not be construed as tax, investment, or legal advice. *Offer is subject to T&Cs
